Download e-book for iPad: Buying a Property in Spain For Dummies by Colin Barrow

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  • February 13, 2018
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By Colin Barrow

ISBN-10: 0470512350

ISBN-13: 9780470512357

Purchasing a estate overseas is among the greatest judgements you are going to ever make. yet don't fret – your Spanish dream need not develop into a nightmare. From discovering an property agent and arranging a personal loan to negotiating the simplest fee and relocating in, this e-book is full of useful suggestion on each point of the Spanish estate industry. It leads you properly and easily throughout the criminal, logistical, and fiscal minefields, aiding you maximise it slow and your cash to take pleasure in a basic estate buy.

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Making Sense of the Market in Spain: Prices and Properties Competitive prices and an incredible range of properties suiting almost every taste ensures that each year foreigners buy around 150,000 Spanish properties. Foreigners own nearly 2 million houses in Spain, or one in seven of all properties in the country. Homeowners from abroad are attracted to Spain’s climate, property prices, and quality of life. Tourists are not the only people buying up the housing stock: Each year, some 50,000 immigrants go to live and work in Spain and in doing so, buy a property.

New buildings: Properties being sold for the first time, usually by a developer. • The building land value is subject to 16 per cent impuesto sobre el valor añadido (IVA), as VAT is known in Spain. For agricultural land, the IVA rate is 7 per cent. 5 per cent. This tax also applies to fixtures such as garages and swimming pools if included in the sale. 5 per cent of the declared value. ߜ Resale property: Properties being sold by a private owner who has used the property before. • If you buy a used property from a private seller, you pay impuesto de transmisiónes patrimoniales (ITP), or transfer tax on private assets, rather than the IVA that you would have paid to a developer for a new property.

You also have to involve other people and organisations in your purchase team, including an architect (arquitecto) and a builder (constructor), and perhaps a plumber (plomero) and an electrician (electricista). Your hands will be full dealing with the town hall to get assurance that you can build on the land (permiso de edificar), similar to getting planning permission in the UK, and making sure you get the necessary building licence (licencia de obra) to cover the changes or the design of your building.

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Buying a Property in Spain For Dummies by Colin Barrow

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